If bad credit is causing major complications and stopping you from achieving important life goals, I can help. My name is Portia Chivers and I founded Brighter Day Credit Repair to provide expert assistance to people facing credit issues. My goal is to help you bounce back from poor credit scores caused by:
Delinquent medical bills
- Past student loans
- Late credit card payments
- Broken property lease
- Loan defaults including Payday Loans
- Bankruptcy
- High credit card balances
- Repossessions
I understand life can throw you curveballs that require financial restructuring. That’s why I’ve devoted myself to providing help that goes beyond simply removing negative items from your credit report. I’ll also educate you on how to establish a personal plan for effective credit recovery.
My Story
I started learning about credit repair over ten years ago after experiencing a stretch of severe credit damage resulting from divorce, loss of income, and poor decisions. I made it my goal to educate myself on credit issues, especially from a legal standpoint. After using this knowledge to repair my own credit, I started helping friends and family with financial recovery. Soon, I gained a reputation as a credit repair expert within my community and at my employer, AT&T.In June of 2012, I resigned from my job to pursue a new full-time career in credit repair. I founded Brighter Day Credit Repair (formerly Brighter Day Credit Solutions) as a way to devote myself entirely to helping people in the same situation I had been in. For the last seven years, I’ve been fully committing myself to my clients to ensure they’re 100% satisfied with the service I provide. I’ve also learned a lot since starting Brighter Day Credit Repair, and have expanded my skills and industry knowledge. From specializing in removing payday loans, resolving student loans and improving your credit to purchase a home, I do it all.
How it Works
If your credit score has become a dark cloud following you everywhere you go, Brighter Day Credit Repair can help. I’ll examine your financial situation and provide a custom-tailored solution to fit your needs. In addition, I’ll make it a point to maintain a strong line of communication throughout the process, a service you don’t get with most other credit repair companies. You are encouraged to contact our office regularly for updates on the status of your credit. During this time you will receive information about the necessary steps you need to take in building and maintaining your good credit.